/* NJ Snow Plow Insurance — site stylesheet ("Storm Log" direction).
   Built on the Crazy Rich Agents design tokens. One file for every page; no inline styles in page markup.
   Component reference: site/DESIGN.md */

/* Size-matched fallbacks: while Montserrat/Inter load (display=swap), text renders in metric-adjusted
   Arial so the swap doesn't move the layout (CLS). Arimo / Liberation Sans are Arial-metric clones. */
@font-face { font-family: 'Montserrat Fallback'; src: local('Arial'), local('Arimo'), local('Liberation Sans');
  ascent-override: 85.79%; descent-override: 22.25%; line-gap-override: 0%; size-adjust: 112.83%; }
@font-face { font-family: 'Inter Fallback'; src: local('Arial'), local('Arimo'), local('Liberation Sans');
  ascent-override: 90.20%; descent-override: 22.48%; line-gap-override: 0%; size-adjust: 107.40%; }

:root {
  --navy-deep: #0D1F30;
  --navy-dark: #132942;
  --navy: #1B3A5C;
  --blue: #4A8EC2;
  --blue-light: #6BAED6;
  --blue-pale: #E8F1F8;
  --orange: #E8853D;
  --orange-hover: #D4742F;
  --orange-pale: #FFF4E8;
  --orange-ink: #8A4A12;
  --white: #FFFFFF;
  --off-white: #F7F9FC;
  --gray-50: #F0F3F7;
  --gray-100: #E2E7EE;
  --gray-400: #8896A7;
  --gray-600: #556275;
  --gray-800: #2D3A48;
  --rule: #E2E7EE;
  --rule-soft: #EEF1F5;
  --card-line: #C9D2DE;
  --on-navy: #C9D6E6;
  --danger: #8E2C22;
  --danger-bg: #FBECEA;
  --danger-line: #EFC9C4;
  --success: #2F8F5F;

  --font-display: 'Montserrat', 'Montserrat Fallback', 'Helvetica Neue', Arial, sans-serif;
  --font-sans: 'Inter', 'Inter Fallback', -apple-system, 'Segoe UI', Roboto, sans-serif;
  --font-serif: 'Lora', Georgia, 'Times New Roman', serif;
  --font-mono: 'SF Mono', ui-monospace, Menlo, Consolas, 'Liberation Mono', monospace;

  --shadow-sm: 0 2px 4px rgba(13, 31, 48, 0.06), 0 1px 2px rgba(13, 31, 48, 0.04);
  --shadow-md: 0 4px 12px rgba(13, 31, 48, 0.08), 0 2px 4px rgba(13, 31, 48, 0.04);
  --ease: cubic-bezier(0.2, 0, 0, 1);

  --z-dropdown: 60;
  --z-sticky: 50;
  --wrap: 1200px;
  --gutter: 32px;
}

/* ---------- base ---------- */
*, *::before, *::after { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; scroll-padding-top: 96px; }
body {
  margin: 0;
  background: var(--off-white);
  color: var(--navy-deep);
  font: 400 16px/1.6 var(--font-sans);
  overflow-x: clip;
}
img, video, iframe { max-width: 100%; }
img { height: auto; display: block; }
[hidden] { display: none !important; }
a { color: var(--navy); text-decoration: underline; text-decoration-thickness: 1px; text-underline-offset: 3px; transition: color 120ms var(--ease); }
a:hover { color: var(--orange-hover); }
:focus-visible { outline: 2px solid var(--blue); outline-offset: 2px; }
p { margin: 0 0 1em; text-wrap: pretty; }
p:last-child { margin-bottom: 0; }
h1, h2, h3, h4 { font-family: var(--font-display); color: inherit; margin: 0; text-wrap: balance; }
h1 { font-weight: 900; font-size: 54px; line-height: 1.08; letter-spacing: -0.02em; }
h2 { font-weight: 800; font-size: 36px; line-height: 1.18; letter-spacing: -0.02em; }
h3 { font-weight: 700; font-size: 20px; line-height: 1.3; }
h4 { font-weight: 700; font-size: 16px; line-height: 1.35; }
strong { font-weight: 600; }
ul, ol { margin: 0 0 1em; padding-left: 1.25em; }
li + li { margin-top: 0.35em; }
code, .mono { font-family: var(--font-mono); font-size: 0.9em; }
abbr[title] { text-decoration: underline dotted; }

.skip-link { position: absolute; left: -9999px; top: 8px; background: var(--white); padding: 10px 14px; z-index: 100; }
.skip-link:focus { left: 8px; }

.wrap { max-width: var(--wrap); margin: 0 auto; padding: 0 var(--gutter); }

/* ---------- buttons ---------- */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 8px;
  font: 700 16px/1.2 var(--font-display);
  padding: 15px 22px; border-radius: 8px; border: 1px solid transparent;
  text-decoration: none; cursor: pointer; transition: background-color 200ms var(--ease), color 200ms var(--ease);
}
.btn--primary { background: var(--orange); color: var(--white); }
.btn--primary:hover { background: var(--orange-hover); color: var(--white); }
.btn--secondary { background: var(--white); color: var(--navy); border-color: var(--navy); }
.btn--secondary:hover { background: var(--blue-pale); color: var(--navy); }
.btn--on-navy { background: var(--white); color: var(--navy-deep); }
.btn--on-navy:hover { background: var(--blue-pale); color: var(--navy-deep); }
.btn--sm { font-size: 14px; padding: 11px 16px; }
.btn[disabled] { opacity: 0.45; cursor: not-allowed; }
.text-link { font: 700 15px/1.4 var(--font-display); color: var(--navy); }

/* placeholder for unknown facts — never a plausible fake */
.pill-placeholder {
  display: inline-block; font: 500 12px/1.4 var(--font-mono);
  background: var(--orange-pale); color: var(--orange-ink);
  border: 1px dashed var(--orange); padding: 4px 10px; border-radius: 999px; white-space: nowrap;
}

/* ---------- header ---------- */
#navshell { position: sticky; top: 0; z-index: var(--z-sticky); background: var(--white); border-bottom: 1px solid var(--rule); transition: box-shadow 200ms var(--ease); }
#navshell.is-condensed { box-shadow: 0 6px 18px rgba(13, 31, 48, 0.10); }
#navbar { max-width: var(--wrap); margin: 0 auto; padding: 10px var(--gutter); display: flex; align-items: center; gap: 20px; transition: padding 200ms var(--ease); }
#navshell.is-condensed #navbar { padding-top: 5px; padding-bottom: 5px; }
.brand { display: inline-flex; align-items: center; gap: 10px; text-decoration: none; color: var(--navy-deep); flex: 0 0 auto; }
.brand:hover { color: var(--navy-deep); }
#navlogo { height: 46px; width: auto; transition: height 200ms var(--ease); }
#navshell.is-condensed #navlogo { height: 38px; }
.wordmark { display: inline-flex; flex-direction: column; line-height: 1; font-family: var(--font-display); font-weight: 900; }
.wordmark__top { font-size: 17px; letter-spacing: 0.01em; color: var(--navy-deep); }
.wordmark__top b { color: var(--orange); font-weight: 900; }
.wordmark__sub { font-size: 9.5px; font-weight: 700; letter-spacing: 0.42em; color: var(--orange); margin-top: 4px; }

.nav { display: flex; align-items: center; gap: 2px; margin-left: auto; }
.nav__group { position: relative; }
.nav__btn, .nav__link {
  display: inline-flex; align-items: center; gap: 6px;
  font: 600 14px/1.2 var(--font-display); color: var(--navy-deep);
  background: none; border: 0; padding: 10px 12px; border-radius: 6px; cursor: pointer; text-decoration: none;
}
.nav__btn:hover, .nav__link:hover, .nav__btn[aria-expanded="true"] { background: var(--gray-50); color: var(--navy-deep); }
.nav__caret { font-size: 10px; color: var(--gray-600); }
.nav__panel {
  position: absolute; top: calc(100% + 6px); left: 0; min-width: 290px; z-index: var(--z-dropdown);
  background: var(--white); border: 1px solid var(--card-line); border-radius: 4px; box-shadow: var(--shadow-md); padding: 6px 0;
}
.nav__panel a { display: flex; gap: 12px; align-items: baseline; padding: 9px 16px; font-size: 14px; color: var(--navy-deep); text-decoration: none; }
.nav__panel a:hover { background: var(--gray-50); color: var(--navy-deep); }
.nav__panel .n { font: 500 11.5px/1 var(--font-mono); color: var(--gray-600); min-width: 18px; }
.nav__panel .nav__all { border-top: 1px solid var(--rule); margin-top: 6px; padding-top: 12px; font-weight: 600; }
.nav-action { display: flex; align-items: center; gap: 12px; flex: 0 0 auto; }
.nav-phone { font: 600 13.5px/1.2 var(--font-mono); color: var(--navy-deep); text-decoration: none; white-space: nowrap; padding: 10px 4px; }
.nav-phone:hover { color: var(--orange-ink); text-decoration: underline; }
.phone-link { white-space: nowrap; }
.nav-call { display: none; }
.mobile-menu-toggle { display: none; }

/* ---------- breadcrumbs ---------- */
.crumbs { font: 400 12.5px/1.5 var(--font-mono); color: var(--gray-600); margin: 0 0 20px; }
.crumbs a { color: var(--gray-600); }
.crumbs a:hover { color: var(--navy); }
.crumbs [aria-current] { color: var(--navy-deep); }

/* ---------- sections ---------- */
main { display: block; }
.band { padding: 88px 0; border-top: 1px solid var(--rule); background: var(--off-white); }
.band--white { background: var(--white); }
.band--tint { background: var(--off-white); }
.band--navy { background: var(--navy-deep); color: var(--white); border-top: 0; }
.band--navy a:not(.btn) { color: var(--white); }
.band--tight { padding: 56px 0; }

.hero { background: var(--white); padding: 40px 0 64px; }
.hero--short { padding-bottom: 48px; }
.hero__grid { display: flex; flex-wrap: wrap; gap: 48px 56px; align-items: flex-start; }
.hero__copy { flex: 1 1 520px; min-width: 0; display: flex; flex-direction: column; gap: 22px; }
.hero__aside { flex: 1 1 400px; min-width: 0; }
.kicker { font: 400 13px/1.4 var(--font-mono); color: var(--gray-600); margin: 0; }
.lead { font-size: 19px; line-height: 1.6; color: var(--gray-800); max-width: 62ch; margin: 0; }
.cta-row { display: flex; flex-wrap: wrap; gap: 12px; align-items: center; }
.note { font-size: 14px; line-height: 1.55; color: var(--gray-600); margin: 0; }
.band--navy .note, .band--navy .lead { color: var(--on-navy); }

.section-head { display: flex; flex-wrap: wrap; gap: 16px 56px; align-items: flex-end; justify-content: space-between; margin-bottom: 32px; }
.section-head h2 { max-width: 680px; }
.section-head p { max-width: 460px; color: var(--gray-600); margin: 0; }
.band--navy .section-head p { color: var(--on-navy); }
.stack { display: flex; flex-direction: column; gap: 18px; }
.stack--lg { gap: 32px; }

/* two-column layouts */
.split { display: flex; flex-wrap: wrap; gap: 48px 56px; align-items: flex-start; }
.split__main { flex: 2 1 560px; min-width: 0; }
.split__side { flex: 1 1 320px; min-width: 0; }
.split--even > * { flex: 1 1 420px; min-width: 0; }

/* ---------- ledger tables ---------- */
.table-scroll { overflow-x: auto; border-top: 2px solid var(--navy-deep); }
.band--navy .table-scroll { border-top-color: var(--white); }
.ledger { width: 100%; min-width: 680px; border-collapse: collapse; font-size: 15px; line-height: 1.55; }
.ledger--compact { min-width: 520px; }
.ledger caption { caption-side: bottom; text-align: left; font: 400 12px/1.5 var(--font-mono); color: var(--gray-600); padding-top: 12px; }
.ledger th { text-align: left; font: 600 11px/1.4 var(--font-mono); letter-spacing: 0.04em; text-transform: uppercase; color: var(--gray-600); padding: 12px 16px; vertical-align: bottom; }
.ledger td { padding: 18px 16px; border-top: 1px solid var(--rule); vertical-align: top; color: var(--gray-800); }
.ledger tr:last-child td { border-bottom: 1px solid var(--rule); }
.ledger th:first-child, .ledger td:first-child { padding-left: 0; }
.ledger th:last-child, .ledger td:last-child { padding-right: 0; }
.ledger td.num, .ledger th.num { text-align: right; font-family: var(--font-mono); white-space: nowrap; }
.ledger .row-title { font: 700 17px/1.35 var(--font-display); color: var(--navy-deep); }
a.row-title { text-decoration: none; }
a.row-title:hover { color: var(--orange-hover); }
.ledger .sub { display: block; font-size: 13.5px; color: var(--gray-600); margin-top: 2px; }

/* ---------- the site log card (hero aside, examples) ---------- */
.log { margin: 0; background: var(--white); border: 1px solid var(--card-line); border-radius: 4px; box-shadow: var(--shadow-md); }
.log__head { display: flex; justify-content: space-between; align-items: baseline; gap: 12px; flex-wrap: wrap; padding: 14px 18px; border-bottom: 2px solid var(--navy-deep); }
.log__title { font: 800 14px/1.3 var(--font-display); letter-spacing: 0.04em; text-transform: uppercase; }
.log__meta { font: 400 12px/1.3 var(--font-mono); color: var(--gray-600); }
.log__body { overflow-x: auto; }
.log table { width: 100%; border-collapse: collapse; font: 400 13px/1.4 var(--font-mono); color: var(--navy-deep); }
.log th { text-align: left; font-weight: 600; font-size: 11px; color: var(--gray-600); padding: 10px 8px; border-bottom: 1px solid var(--rule); white-space: nowrap; }
.log td { padding: 11px 8px; border-bottom: 1px solid var(--rule-soft); white-space: nowrap; }
.log tr:last-child td { border-bottom: 0; }
.log th:first-child, .log td:first-child { padding-left: 18px; }
.log th:last-child, .log td:last-child { padding-right: 18px; }
.log figcaption { padding: 14px 18px; border-top: 1px solid var(--rule); font: italic 400 16px/1.5 var(--font-serif); color: var(--navy); }

/* ---------- checklist card ---------- */
.checklist { background: var(--white); border: 1px solid var(--card-line); border-radius: 4px; }
.checklist__head { padding: 14px 20px; border-bottom: 2px solid var(--navy-deep); font: 800 14px/1.3 var(--font-display); letter-spacing: 0.04em; text-transform: uppercase; }
.checklist ul { list-style: none; margin: 0; padding: 0; }
.checklist li { display: flex; gap: 14px; align-items: flex-start; padding: 16px 20px; border-bottom: 1px solid var(--rule-soft); margin: 0; font-size: 15px; line-height: 1.55; }
.checklist li:last-child { border-bottom: 0; }
.checklist li::before { content: ""; flex: 0 0 18px; height: 18px; margin-top: 2px; border: 1.5px solid var(--navy-deep); border-radius: 2px; }
.checklist .sub { display: block; font: 400 12px/1.5 var(--font-mono); color: var(--gray-600); margin-top: 3px; }

/* ---------- ruled list (who we insure, related, etc.) ---------- */
.rows { list-style: none; margin: 0; padding: 0; display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); column-gap: 32px; border-top: 2px solid var(--navy-deep); }
.rows--one { grid-template-columns: minmax(0, 1fr); }
.rows--three { grid-template-columns: repeat(3, minmax(0, 1fr)); }
.rows > li { padding: 18px 0; border-bottom: 1px solid var(--rule); margin: 0; }
.rows .row-title { display: inline-block; padding: 2px 0; font: 700 16.5px/1.35 var(--font-display); color: var(--navy-deep); text-decoration: none; }
.rows a.row-title:hover { color: var(--orange-hover); }
.rows .sub { display: block; font-size: 14px; line-height: 1.5; color: var(--gray-600); margin-top: 4px; }

/* ---------- steps ---------- */
.steps { list-style: none; margin: 0; padding: 0; display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); border-top: 2px solid var(--navy-deep); }
.steps > li { margin: 0; padding: 24px; border-right: 1px solid var(--rule); display: flex; flex-direction: column; gap: 10px; }
.steps > li:first-child { padding-left: 0; }
.steps > li:last-child { padding-right: 0; border-right: 0; }
.steps .step-n { font: 400 13px/1.3 var(--font-mono); color: var(--gray-600); }
.steps .step-t { font: 700 20px/1.3 var(--font-display); color: var(--navy-deep); }
.steps p { font-size: 15px; color: var(--gray-800); margin: 0; }

/* ---------- key facts (geo pages) ---------- */
.keyfacts { margin: 0; border-top: 2px solid var(--navy-deep); }
.keyfacts > div { display: grid; grid-template-columns: minmax(150px, 220px) minmax(0, 1fr); gap: 8px 32px; padding: 16px 0; border-bottom: 1px solid var(--rule); }
.keyfacts dt { font: 600 11.5px/1.5 var(--font-mono); letter-spacing: 0.04em; text-transform: uppercase; color: var(--gray-600); padding-top: 3px; }
.keyfacts dd { margin: 0; font-size: 15.5px; line-height: 1.6; color: var(--gray-800); }
.keyfacts dd .source, .ledger td .source { display: block; margin-top: 6px; }

/* ---------- credentials strip ---------- */
.creds { background: var(--off-white); border-top: 1px solid var(--rule); border-bottom: 1px solid var(--rule); }
.creds__grid { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); }
.creds__item { padding: 18px 16px; border-right: 1px solid var(--rule); }
.creds__item:first-child { padding-left: 0; }
.creds__item:last-child { border-right: 0; }
.creds__label { font: 500 11px/1.4 var(--font-mono); color: var(--gray-600); letter-spacing: 0.04em; text-transform: uppercase; }
.creds__value { font-weight: 600; font-size: 15px; margin-top: 4px; }

/* ---------- long-form prose ---------- */
.prose { max-width: 72ch; font-size: 17px; line-height: 1.7; color: var(--gray-800); }
.prose h2 { color: var(--navy-deep); margin: 56px 0 16px; font-size: 30px; }
.prose h2:first-child { margin-top: 0; }
.prose h3 { color: var(--navy-deep); margin: 32px 0 10px; }
.prose ul, .prose ol { padding-left: 1.3em; }
.prose blockquote { margin: 24px 0; padding: 4px 0 4px 20px; border-left: 1px solid var(--navy); font: italic 400 20px/1.5 var(--font-serif); color: var(--navy); }
.prose .table-scroll { margin: 24px 0; }
.prose > section + section { margin-top: 56px; }
.prose-section + .prose-section { margin-top: 56px; }

/* source / citation lines */
.source { font: 400 12.5px/1.55 var(--font-mono); color: var(--gray-600); margin: 8px 0 0; }
.source a { color: var(--gray-600); }
.band--navy .source, .band--navy .source a { color: var(--on-navy); }

/* boxed aside (not a side-stripe card) */
.boxed { border: 1px dashed var(--gray-400); border-radius: 4px; padding: 24px 28px; background: var(--off-white); }
.boxed--white { background: var(--white); border-style: solid; border-color: var(--card-line); }
.boxed h3 { margin-bottom: 8px; }

/* on-this-page */
.toc { font-size: 14.5px; }
.toc__title { font: 600 11px/1.4 var(--font-mono); letter-spacing: 0.04em; text-transform: uppercase; color: var(--gray-600); margin-bottom: 8px; }
.toc ol { margin: 0; padding-left: 1.2em; }
.toc li + li { margin-top: 6px; }
.sticky-side { position: sticky; top: 96px; }
.split__side:has(.sticky-side) { align-self: stretch; }

/* ---------- figure ---------- */
.figure { margin: 0; }
.figure picture { display: block; }
.figure img { width: 100%; border-radius: 4px; background: var(--gray-50); }
.figure figcaption { font: 400 12px/1.5 var(--font-mono); color: var(--gray-600); margin-top: 10px; }

/* ---------- FAQ ---------- */
.faq-list { border-top: 2px solid var(--navy-deep); }
.faq-list details { border-bottom: 1px solid var(--rule); padding: 20px 0; }
.faq-list summary { font: 700 17px/1.4 var(--font-display); cursor: pointer; list-style: none; display: flex; justify-content: space-between; gap: 24px; color: var(--navy-deep); }
.faq-list summary::-webkit-details-marker { display: none; }
.faq-list summary::after { content: "+"; font: 500 20px/1 var(--font-mono); color: var(--gray-600); flex: 0 0 auto; }
.faq-list details[open] summary::after { content: "\2212"; }
.faq-a { margin-top: 12px; font-size: 15.5px; line-height: 1.65; color: var(--gray-800); max-width: 72ch; }

/* ---------- region line / related ---------- */
.region-line { font-size: 15px; line-height: 1.65; color: var(--gray-600); max-width: 80ch; margin: 0; }

/* ---------- closing CTA band ---------- */
.cta-band { background: var(--navy-deep); color: var(--white); padding: 80px 0; }
.cta-band__grid { display: flex; flex-wrap: wrap; gap: 32px; align-items: center; justify-content: space-between; }
.cta-band h2 { color: var(--white); }
.cta-band p { color: var(--on-navy); margin: 12px 0 0; font-size: 17px; max-width: 60ch; }
.cta-band a:not(.btn) { color: var(--white); }

/* ---------- agency block (geo + about) ---------- */
.agency-block { border: 1px solid var(--card-line); border-radius: 4px; background: var(--white); padding: 28px; display: flex; flex-wrap: wrap; gap: 24px 48px; justify-content: space-between; align-items: center; }
.agency-block__text { flex: 1 1 420px; min-width: 0; font-size: 15px; line-height: 1.6; color: var(--gray-800); }
.agency-block__text strong { color: var(--navy-deep); }

/* ---------- forms: magic box ---------- */
.mb-card { background: var(--white); border: 1px solid var(--card-line); border-radius: 4px; box-shadow: var(--shadow-md); padding: 28px; }
.mb-card h2 { font-size: 26px; }
.dropzone {
  display: flex; flex-direction: column; align-items: center; justify-content: center; gap: 6px; text-align: center;
  border: 1.5px dashed var(--gray-400); border-radius: 4px; background: var(--off-white); padding: 32px 20px; cursor: pointer;
  transition: background-color 120ms var(--ease), border-color 120ms var(--ease);
}
.dropzone:hover, .dropzone.is-over { background: var(--blue-pale); border-color: var(--navy); }
.dropzone:focus-within { outline: 2px solid var(--blue); outline-offset: 2px; }
.dropzone { position: relative; }
.rows span.row-title { cursor: default; }
.mb-card h2 + .note { margin-top: 6px; margin-bottom: 18px; }
.dropzone__title { font: 700 17px/1.35 var(--font-display); color: var(--navy-deep); margin: 0; }
.dropzone__hint { font: 400 12.5px/1.5 var(--font-mono); color: var(--gray-600); margin: 0; }
.dropzone input[type="file"] { position: absolute; width: 1px; height: 1px; opacity: 0; pointer-events: none; }
.chips { display: flex; flex-wrap: wrap; gap: 10px; margin-top: 16px; }
.chip { display: inline-flex; align-items: center; gap: 10px; background: var(--gray-50); border: 1px solid var(--rule); border-radius: 999px; padding: 7px 7px 7px 14px; font-size: 13.5px; color: var(--gray-800); }
.chip__size { color: var(--gray-600); font-family: var(--font-mono); font-size: 12px; }
.chip__x { border: 0; background: var(--white); color: var(--gray-600); width: 24px; height: 24px; border-radius: 999px; cursor: pointer; font: 600 14px/1 var(--font-sans); }
.fields { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 16px 18px; margin-top: 22px; }
.field { display: flex; flex-direction: column; gap: 6px; }
.field--full { grid-column: 1 / -1; }
.field__label { font: 600 13.5px/1.3 var(--font-sans); color: var(--navy-deep); }
.field__hint { font-size: 12.5px; color: var(--gray-600); }
.field input, .field select, .field textarea {
  font: 400 16px/1.4 var(--font-sans); color: var(--navy-deep);
  padding: 12px 14px; border: 1px solid var(--card-line); border-radius: 8px; background: var(--white); width: 100%;
}
.field input:focus, .field select:focus, .field textarea:focus { outline: 2px solid var(--blue); outline-offset: 1px; border-color: var(--blue); }
.consent { display: flex; gap: 12px; align-items: flex-start; margin-top: 20px; font-size: 13px; line-height: 1.55; color: var(--gray-600); }
.consent input { margin-top: 3px; width: 18px; height: 18px; flex: 0 0 auto; }
.mb-actions { margin-top: 22px; }
.mb-actions .btn { width: 100%; }
.mb-error { margin: 18px 0 0; background: var(--danger-bg); border: 1px solid var(--danger-line); color: var(--danger); font-size: 14px; line-height: 1.55; padding: 12px 14px; border-radius: 8px; }
.mb-status { margin: 14px 0 0; font-weight: 600; font-size: 14px; color: var(--navy); text-align: center; }
.mb-fine { font-size: 13px; line-height: 1.55; color: var(--gray-600); margin: 16px 0 0; }
.mb-panel { text-align: left; display: flex; flex-direction: column; gap: 14px; }
.mb-panel__mark { font: 700 22px/1 var(--font-mono); width: 44px; height: 44px; border: 1.5px solid currentColor; border-radius: 4px; display: inline-flex; align-items: center; justify-content: center; }
.mb-panel--ok .mb-panel__mark { color: var(--success); }
.mb-panel--fail .mb-panel__mark { color: var(--danger); }
.mb-detail { font: 400 12.5px/1.5 var(--font-mono); color: var(--danger); margin: 0; word-break: break-word; }

/* GHL embeds */
[data-ghl-embed] { max-width: 760px; margin: 0 auto; min-height: 980px; position: relative; }
[data-ghl-embed] iframe { width: 100%; height: 100%; border: 0; border-radius: 4px; }
[data-ghl-calendar] { max-width: 900px; margin: 0 auto; min-height: 760px; }
[data-ghl-calendar] iframe { width: 100%; min-height: 760px; border: 0; overflow: hidden; }

/* ---------- footer ---------- */
.site-footer { background: var(--navy-dark); color: var(--on-navy); font-size: 14px; }
.site-footer a { color: var(--on-navy); text-decoration: none; }
.site-footer a:hover { color: var(--white); text-decoration: underline; }
.footer__inner { padding: 56px 0 32px; display: flex; flex-direction: column; gap: 36px; }
.footer__cols { display: grid; grid-template-columns: 1.3fr repeat(4, minmax(0, 1fr)); gap: 32px; }
.footer__brand img { height: 64px; width: auto; }
.footer__brand p { margin: 14px 0 0; line-height: 1.6; }
.footer__head { font: 700 13px/1.3 var(--font-display); color: var(--white); margin: 0 0 12px; letter-spacing: 0.02em; }
.footer__col ul { list-style: none; margin: 0; padding: 0; }
.footer__col li { margin: 0 0 9px; }
.footer__legal { border-top: 1px solid rgba(255, 255, 255, 0.12); padding-top: 20px; display: flex; flex-direction: column; gap: 8px; font-size: 13px; line-height: 1.6; }
.footer__legal p { margin: 0; }
.footer__legal a { text-decoration: underline; }
.footer__cookie { color: var(--gray-400); }
.site-footer .pill-placeholder { background: transparent; color: var(--orange-light, #F5A94D); border-color: #F5A94D; }

/* ---------- 404 ---------- */
.notfound { min-height: 50vh; }

/* ---------- responsive ---------- */
@media (max-width: 1080px) {
  .footer__cols { grid-template-columns: repeat(3, minmax(0, 1fr)); }
  .footer__brand { grid-column: 1 / -1; }
  .nav__btn, .nav__link { padding: 10px 9px; font-size: 13.5px; }
}
/* header collapses to the menu button below 1180px: the full nav needs ~1110px (measured 2026-11-04) */
@media (max-width: 1180px) {
  #navbar { flex-wrap: wrap; gap: 8px 12px; padding: 7px var(--gutter); min-height: 58px; }
  #navlogo { height: 36px; }
  .wordmark__top { font-size: 15px; }
  .mobile-menu-toggle {
    display: inline-flex; margin-left: auto; width: 44px; height: 44px; padding: 0;
    border: 1px solid var(--rule); border-radius: 7px; background: var(--white); color: var(--navy);
    align-items: center; justify-content: center; flex-direction: column; gap: 5px; cursor: pointer;
  }
  .mobile-menu-toggle span { display: block; width: 20px; height: 2px; border-radius: 2px; background: currentColor; transition: transform 180ms ease, opacity 180ms ease; }
  .mobile-menu-open .mobile-menu-toggle span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
  .mobile-menu-open .mobile-menu-toggle span:nth-child(2) { opacity: 0; }
  .mobile-menu-open .mobile-menu-toggle span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }
  #navbar > .nav, #navbar > .nav-action { display: none; }
  #navbar.mobile-menu-open > .nav { display: flex; flex-direction: column; align-items: stretch; width: 100%; margin: 0; gap: 2px; padding-top: 8px; border-top: 1px solid var(--rule); }
  #navbar.mobile-menu-open > .nav-action { display: flex; width: 100%; flex-direction: column; align-items: stretch; padding: 4px 0 10px; }
  #navbar.mobile-menu-open > .nav-action .btn { width: 100%; }
  #navbar.mobile-menu-open > .nav-action .pill-placeholder { align-self: flex-start; }
  #navbar.mobile-menu-open > .nav-action .nav-phone { align-self: flex-start; font-size: 15px; }
  .nav-call {
    display: inline-flex; align-items: center; gap: 6px; margin-left: auto; height: 44px; padding: 0 12px;
    border: 1px solid var(--orange); border-radius: 7px; background: var(--orange); color: var(--white);
    font: 700 14px/1 var(--font-display); text-decoration: none;
  }
  .nav-call:hover, .nav-call:focus-visible { background: var(--orange-ink, #B85A1A); border-color: var(--orange-ink, #B85A1A); color: var(--white); }
  .nav-call + .mobile-menu-toggle { margin-left: 0; }
  .nav__group { width: 100%; }
  .nav__btn, .nav__link { width: 100%; justify-content: space-between; padding: 13px 8px; font-size: 15px; min-height: 44px; }
  .nav__panel { position: static; min-width: 0; box-shadow: none; border: 0; border-left: 2px solid var(--orange); border-radius: 0; margin: 0 0 6px 8px; padding: 2px 0; }
  .nav__panel a { padding: 10px 12px; min-height: 44px; align-items: center; }
}
@media (max-width: 900px) {
  .rows--three { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .creds__grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .creds__item:nth-child(2) { border-right: 0; }
  .creds__item:nth-child(3) { padding-left: 0; }
  .creds__item:nth-child(n+3) { border-top: 1px solid var(--rule); }
  .steps { grid-template-columns: minmax(0, 1fr); }
  .steps > li, .steps > li:first-child, .steps > li:last-child { padding: 20px 0; border-right: 0; border-bottom: 1px solid var(--rule); }
  .sticky-side { position: static; }
}
@media (max-width: 860px) {
  :root { --gutter: 18px; }
  h1 { font-size: 38px; }
  h2 { font-size: 28px; }
  .prose h2 { font-size: 25px; }
  .lead { font-size: 17.5px; }
  .band { padding: 64px 0; }
  .band--tight { padding: 44px 0; }
  .hero { padding: 28px 0 48px; }
  .cta-band { padding: 60px 0; }
  .rows, .rows--three { grid-template-columns: minmax(0, 1fr); }
  .fields { grid-template-columns: minmax(0, 1fr); }
  .keyfacts > div { grid-template-columns: minmax(0, 1fr); gap: 4px; }
  .footer__cols { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .mb-card { padding: 20px; }
  .agency-block { padding: 20px; }
  .btn { min-height: 48px; }
}
@media (max-width: 480px) {
  #navbar { column-gap: 8px; }
  .nav-call { width: 44px; padding: 0; justify-content: center; }
  .nav-call span { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; }
  h1 { font-size: 33px; }
}
@media (max-width: 350px) {
  :root { --gutter: 14px; }
  #navlogo { height: 30px; }
  .brand { gap: 7px; }
  .wordmark__top { font-size: 13px; }
  .wordmark__sub { font-size: 8.5px; letter-spacing: 0.36em; }
  .creds__grid { grid-template-columns: minmax(0, 1fr); }
  .creds__item, .creds__item:first-child, .creds__item:nth-child(3) { padding: 14px 0; border-right: 0; border-top: 1px solid var(--rule); }
  .creds__item:first-child { border-top: 0; }
  .footer__cols { grid-template-columns: minmax(0, 1fr); }
  .cta-row .btn { width: 100%; }
}
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { transition: none !important; animation: none !important; scroll-behavior: auto !important; }
}
@media print {
  #navshell, .site-footer, .cta-band, .mobile-menu-toggle { display: none !important; }
  body { background: #fff; }
}